[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.basama.cz\/vezmete-si-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.basama.cz\/vezmete-si-pujcku\/","headline":"Vezm\u011bte si p\u016fj\u010dku","name":"Vezm\u011bte si p\u016fj\u010dku","description":"Jestli po\u0159\u00e1d dokola po\u010d\u00edt\u00e1te http:\/\/www.krav-maga-point.cz\/faq-items\/jak-pocitate-ceny\/ a po\u010d\u00edt\u00e1te, a p\u0159esto v\u00e1m poka\u017ed\u00e9 vyjde, \u017ee jsou va\u0161e...","datePublished":"2019-09-11","dateModified":"2019-09-11","author":{"@type":"Person","@id":"https:\/\/www.basama.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.basama.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"basama.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.basama.cz\/wp-content\/uploads\/img_a363631_w2066_t1576396335.jpg","url":"https:\/\/www.basama.cz\/wp-content\/uploads\/img_a363631_w2066_t1576396335.jpg","height":0,"width":0},"url":"https:\/\/www.basama.cz\/vezmete-si-pujcku\/","about":["Finance"],"wordCount":476,"articleBody":"   Jestli po\u0159\u00e1d dokola po\u010d\u00edt\u00e1te  http:\/\/www.krav-maga-point.cz\/faq-items\/jak-pocitate-ceny\/ a po\u010d\u00edt\u00e1te, a p\u0159esto v\u00e1m poka\u017ed\u00e9 vyjde, \u017ee jsou va\u0161e nezbytn\u00e9 v\u00fddaje vy\u0161\u0161\u00ed ne\u017e v\u0161echny p\u0159\u00edjmy a \u00faspory dohromady, nem\u00e1te mo\u017en\u00e1 jinou mo\u017enost, ne\u017e si vz\u00edt na p\u0159eklenut\u00ed zl\u00fdch \u010das\u016f p\u016fj\u010dku. A m\u016f\u017eete se ut\u011b\u0161ovat t\u0159eba t\u00edm, \u017ee v tom rozhodn\u011b nejste sami, \u017ee v\u00e1m podobn\u00fdch lid\u00ed je v \u0159ad\u00e1ch na\u0161inc\u016f oded\u00e1vna v\u017edy dost a dost. Ov\u0161em nejen\u017ee je spousta takov\u00fdch lid\u00ed, ale jsou mezi nimi i mraky t\u011bch, kdo p\u0159i volb\u011b t\u00e9 prav\u00e9 p\u016fj\u010dky chybuj\u00ed a dopl\u00e1cej\u00ed na to. Proto\u017ee st\u00e1t se m\u016f\u017ee leccos.  a) Mezi p\u016fj\u010dkami je t\u0159eba cel\u00e1 \u0159ada t\u011bch, kter\u00e9 jsou u\u017e na prvn\u00ed pohled p\u0159\u00edli\u0161 drah\u00e9, maj\u00edc\u00ed vysok\u00e9 \u00faroky a f\u016fru dal\u0161\u00edch poplatk\u016f. A takov\u00e9 se sice mohou, ale tak\u00e9 nemus\u00ed vyplatit. b) Mo\u017en\u00e1 nem\u00e9n\u011b je pak i t\u011bch, kter\u00e9 p\u0159edra\u017een\u011b nevypadaj\u00ed, to ale jenom do chv\u00edle, ne\u017e se projev\u00ed skryt\u00e9 h\u00e1\u010dky ukryt\u00e9 ve slo\u017eit\u00fdch smlouv\u00e1ch. Ani ty \u010dlov\u011bku nemus\u00ed pomoci, ba dokonce tu hroz\u00ed citeln\u011b i to, \u017ee \u010dlov\u011bka p\u0159ivedou do je\u0161t\u011b v\u011bt\u0161\u00edch probl\u00e9m\u016f. To pokud s on\u011bmi z\u00e1ludnostmi nepo\u010d\u00edtal a pozd\u011b u\u017e nem\u016f\u017ee bycha dohonit. c) A jsou tu t\u0159eba i p\u016fj\u010dky v\u00fdhodn\u00e9, jen\u017ee s t\u00edm nedostatkem, \u017ee je u nich t\u0159eba splnit p\u0159\u00edli\u0161 povinnost\u00ed a jen tak n\u011bkdo na n\u011b tud\u00ed\u017e nedos\u00e1hne. \u017dadatel v t\u00ed\u017eiv\u00e9 situaci tu tak sice nep\u0159ijde zbyte\u010dn\u011b o pen\u00edze, to ale proto, \u017ee takovou p\u016fj\u010dku zkr\u00e1tka nedostane.  Zkr\u00e1tka je to s t\u011bmi p\u016fj\u010dkami slo\u017eit\u00e9. S jedinou v\u00fdjimkou, j\u00ed\u017e je americk\u00e1 hypot\u00e9ka nebankovn\u00ed. Proto\u017ee tady nehroz\u00ed nic z v\u00fd\u0161e zm\u00edn\u011bn\u00fdch rizik a t\u011b\u017ekost\u00ed. &#8211; Smlouva je tu v\u017edy jasn\u00e1 a nekomplikovan\u00e1, v takov\u00e9 se \u017e\u00e1dn\u00e1 z\u00e1ke\u0159nost neschov\u00e1. &#8211; Podm\u00ednky spl\u00e1cen\u00ed jsou tu v\u00fdhodn\u00e9, \u0161it\u00e9 na m\u00edru pro toho kter\u00e9ho \u017eadatele. &#8211; Neplat\u00ed se tu nic p\u0159edem a i \u00faroky jsou zde p\u0159\u00edzniv\u00e9. &#8211; Po\u017e\u00e1dat tu lze velice snadno formou e-mailu a webov\u00e9ho formul\u00e1\u0159e. &#8211; Vy\u0159izov\u00e1n\u00ed v\u0161eho je tu rychl\u00e9 a snadn\u00e9. &#8211; Poskytovateli nevad\u00ed nezbytn\u011b ani z\u00e1znam v registrech dlu\u017en\u00edk\u016f, ani n\u00edzk\u00e9 \u017eadatelovy p\u0159\u00edjmy, ani exekuce a podobn\u011b. A proto takovou hypot\u00e9ku z\u00edsk\u00e1 ka\u017ed\u00fd. Pokud tedy m\u016f\u017ee d\u00e1t do z\u00e1stavy nemovitost a prok\u00e1zat p\u0159\u00edjmy sta\u010d\u00edc\u00ed na dohodnut\u00e9 spl\u00e1tky.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vezm\u011bte si p\u016fj\u010dku","item":"https:\/\/www.basama.cz\/vezmete-si-pujcku\/#breadcrumbitem"}]}]